Panoramic Universal Ltd. Scheme A Good One

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I never thought that investing in a holiday will reap such benefits. The only reason I'm stating it is because there is hardly any investment which is risk free. I'm lucky to find such investment which is totally risk free. I invested in Pancard Club Investment Scheme. It was not done willingly but currently I'm glad that I did invest in it.
My brother-in-law came to me with this scheme. The scheme was to purchase some room rights from the company at certain cost and to utilize those rights at the hotels managed by them. The first thing anyone would do was to check the company who is running such investment scheme. It was then I came to know that Panoramic Universal Ltd. is the parent company managing the investment thing. So a reputed company has its own investment scheme. The next thing I checked was the hotels locations. They have hotels situated at Goa, Kerala, Shirdi, Malvan, Mysore, Karnala, Thane and Pune. The hotels they own were less in numbers than other companies offering such investment schemes. But they have hotels at majority of the tourist spots. The prices which they quote for this offer were far less than other company's offer. The prices charged and the number of hotels was inversely proportionate.
The next thing I checked was the benefits Panoramic Universal Ltd. was offering with such schemes. To start with the company were providing the member with life-insurance, accidental death and medi-claim policy along with the investment. Also, the room nights if not utilized till the investment tenure it can be surrender back to the company at a fixed cost. The other thing which they mentioned was that the room nights could be gifted to relatives or friends as and when we wish. All these things were so luring that anyone will invest in their scheme. I reviewed about this scheme online and found that there were some complaints against the scheme. It read fraud and irregularity in Pancard Club Investment Scheme. All the good things which I have reviewed went down the drain when I read the title. I looked in to the complaints made by people which I found that all were completely baseless. When I say baseless it doesn't mean people complaints are wrong. I mean that the people don't read the documents carefully while investing. Panoramic Universal Ltd. will not be at the top if the complaints were proved right.
Today, it's been two years since I invested in Pancard Club Investment Scheme and I found no reason that I should blame the company. If I had any complaint I wouldn't have wrote such things about the company. The things which they have agreed to is always been adhered to. I enjoy my holidays at their hotels without any issues. The only thing if they can change will be about the booking thing which we have to do before enjoying our holidays. Also, sincere advice to all people out there will be to read the document carefully before investing in any such schemes.

Cowessess wayna writes about traveling and Budget hotels with premium services of Panoramic Universal Ltd
she focuses on holidays/vacation rentals with savings.

SOURCE : http://goarticles.com/article/Panoramic-Universal-Ltd.-Scheme-A-Good-One/5486639/

FTSE 100 firms 'using tax havens'

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Spread betting provider City Index takes a look at the financial activity shaping the markets on 11th October 2011.
The vast majority of FTSE 100 firms are regularly using tax havens, a charity has warned.

According to ActionAid, 98 of the UK's top firms have declared tax haven companies.

It is now urging the government to crack down on the practice of tax avoidance, arguing that the UK cannot afford to avoid the practice any longer.

"ActionAid's research showing the use of tax havens by Britain's biggest companies raises serious questions they need to answer," said Chris Jordan, tax justice expert at the organisation.

"Tax havens have a damaging impact on the UK exchequer, the stability of the international financial system, and vitally on the ability of developing countries to raise tax revenues which would lift them out of poverty and make them less dependent on aid."

The ActionAid report, Addicted to Tax Havens, suggests that firms in the banking and financial sector are the heaviest users of tax havens, with the big four high street banks - HSBC, Barclays, Lloyds Group and RBS - possessing 1,649 tax haven companies between them.

However, the news had little effect on early morning trading, with RBS one of the FTSE 100's early risers on Tuesday morning (October 11th), up 1.58 per cent as of 08.25 BST, while Lloyds Group had climbed 0.84 per cent by the same time.

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* Spread betting and CFD trading are exempt from UK stamp duty. Spread betting is also exempt from UK Capital Gains Tax. However, tax laws are subject to change and depend on individual circumstances. Please seek independent advice if necessary.
About City Index:
Today more and more individual traders are discovering the benefits of derivatives, and many of them are discovering them through a City Index trading platform.
As a group, we transact in excess of 1.5 million trades every month for individuals in over 50 countries worldwide. We provide access to a wide range of instruments including margined foreign exchange, CFD trading and, in the UK, financial spread betting.
We constantly look to widen the range of assets we offer, improve the performance of our platforms and expand the range of services we provide. The result is that our customers benefit from innovative trading tools with transparent pricing, competitive spreads, and a high standard of customer service and support. Visit http://www.cityindex.co.uk/ for more information

SOURCE : http://goarticles.com/article/FTSE-100-firms-using-tax-havens/5489052/

Dealing with Risks in Personal Investments

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Before investing your lifetime fortunes into something, you need to assess the condition of what you are planning to get into. Otherwise, you will be wasting your lifetime blood and sweat into something that is not worthy of it. Personal investments are supposed to generate you income not the other way around. In this article, things and factors that you need to put into consideration before you divulge your money into something will be discussed, as well as the ways on how you can deal with it.

First is the default risk. This is the most crucial and the hardest risk to minimize. It talks about the event in which companies or individuals will be unable to make the necessary payments on their debt. To reduce such risk, most lenders charge an extra amount or interest based on the debtor's level of risk. So, before investing, be sure to check the company's deposits and debts.

Next is the business risk. It is the risk associated with the level of performance of the company or business itself. A company's share prices may drop once it is unable to deliver the required or promised performance in the public offering, hence pulling your share's market value down as well. In the event of this, a solution can be made through merging of the company with other companies to protect the welfare of the affected company.

Another risk is called the liquidity risk. In the corporate world, liquidity refers to the accessibility of money. An investment shouldn't only be a money making one, but also reasonably liquid. An investment may be categorized as liquid if it can be converted into cash readily.

One more risk is called the inflation risk or the purchasing power risk. This happens when the money that you put out will not be coming back to you in an increased amount. It may even be lesser than the original money you put out in an investment. As the inflation rate increases, the interest payments decrease gradually. Safe or fixed investments are likely to be affected by this risk as compared to the riskier investments.

Next is the interest rate risk. Fluctuation of interest rates is nowadays very prevalent. In connection to this, fixed income securities will be affected disturbed as well as the value of your investment. The lower the yield and value of your investment is, the lower the value of your security gets.

A very interesting risk is the political risk. The government highly affects the economy. Legislations and other government policies may affect the trade and interest of some companies. A change in government automatically affects the status of different companies, which you may have plans to invest in.

Last, but absolutely not the least risk involved in investment personal, is the market risk. This risk is generally because the very unstable nature of stock prices. The economy changes direly. Natural disasters and recession are good examples of events that may greatly drift the economy to a drastic change.

In all of the risks mentioned, it is important to assess the existence of every kind of risk carefully, and its intensity in any investment opportunity that you may consider. However, this shall not inhibit you into taking that step in investing. Always remember that risks are unavoidable. It is a price you should pay for attaining an economic status that you always dreamed of. So examine your alternatives and assess the nature of the company you are investing well. Careful assessment and proper balance of risks and benefits will yield you success in investment.

SOURCE : http://goarticles.com/article/Dealing-with-Risks-in-Personal-Investments/5490560/

Control of Finances: The Key to Absolute Wealth

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Control is the ability of a person to manipulate certain factors that may affect or may improve one's life. In an investment language, it is basically a yes or no statement questions with regards to the decision making and assets. But what is a better answer in investment decisions? It is said that the answer "no" is the better answer for investment decisions. Why is that? Saying no is the best indicator of control. Just like when you are tempted to eat a variety of foods when you declared yourself to be in diet. Your ability to say no will indicate that you are in control of your own prerogative.

The word "yes" may represent a positive statement. It may be a form of motivation to do something. It implies positive emotions and raises expectations. But it does not necessarily imply good outcomes when it comes to investing.

On the other hand, the word 'no' may represent a negative connotation but it takes pushes accountability and responsibility on the hands of the decision maker. Saying no to an investment that is likely to be unworthy of your money is definitely a big thing. It will not let you or your finances to be hurt, hence the winner will still be you. Saying "no" when you want to say "yes" is the characteristic of being in control of every essential factor.

But when do you have to say it? How do you say no when the numbers are very attractive? A potential investment may present you an attractive deal that will surely hinder you from saying no. But as an investor in control, you need to dig deeper through the numbers. You need to open that very inviting cover and examine how the business or property is making money. If you cannot determine do so, then you and your finances might be in peril.

Another thing is you need to calculate the drawback of the potential business or investment you are planning to get into. You need to be aware of the worst that could happen in that said business. Remember that once that business goes down, it will also pull you down with it. You need to be smart enough to think of ways on how less you could get hurt in the process.

Lastly, you need to say no if the voice within yourself is telling you not to proceed with the investment. The person whom you could trust most at this time is you yourself. If you feel that there is something not right with the investment then go ahead, back away from that deal. Human instincts will always be the best assessment tool for these types of deal.

Being able to control your decision making will naturally lead you to your finance absolute wealth. Being able to weigh the different factors that you need to consider will definitely give you an edge in the corporate world. Smart decision making is indeed the key to success on your investments because in this world; if you lack authority over your decision making, you don't have control over anything.

SOURCE : http://goarticles.com/article/Control-of-Finances-The-Key-to-Absolute-Wealth/5490513/

Positive approach illustrated with Panoramic Universal Ltd.

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"Always be positive", these three words you would have heard many a times form many people. In fact we have told this to many person ourselves. Do we really care when we say such consoling words to others? I don't know about others. But, for me 90% of the time I say this coz I don't have any other words to say at that point of time. The person expects us to say some consoling things and there is nothing better than those three words.
The first time I heard this was from my friend. I had lost around half a million rupees in the stock market. I was completely devastated by this loss. It was not exactly a loss but the sudden market dip made my stock worth half a million rupee less. I didn't know how to react and how to carry on with other things in life. It was then a friend of mine told me this golden words. It was then I started thinking about the real meaning of those words. After the market conditions improved I've tried many such investments where there is some safety about the investment. It was then I heard about some holiday investment scheme from Panoramic Universal Ltd. The company which was only into hospitality sector before diversifying into herbal and IT sectors. After investing in the scheme I found there were many fraud cases registered against the company. I thought again my decision went wrong. The only thought I was having was "Always be positive" and I was lucky that nothing wrong happened with my Investment.
The scheme named Pancard Club Investment Scheme suggested that you can purchase your right of accommodation in their hotels at a cheap cost for a number of years. It means I can purchase for instance 25 days of stay in any of their hotels at the rate lower than the market rate for a term of three years. It means I could enjoy my accommodation at their resorts even after two years at the rate which was very much lower than the present rate. Why will anyone invest in some scheme just to book their accommodation in advance? What if he doesn't travel at all till his investment tenure? The company also have solution for such cases. The company agrees to take back the unutilized room nights at a value fixed at the time of investing. So if you cannot utilize your room nights you can surrender it back to the company at fixed cost. The company also provides insurance policy to its members as extra privileges. The insurance policy includes life insurance, accidental death insurance and medi-claim policies. The one more important thing which I forgot to mention before was the transferring the room rights to your friends and families.
This scheme reminds me of vegetable thali which we usually get from Udipi restaurant. You will be served every dishes which will give you options as well as variety of tastes. Here Panoramic Universal Ltd. has clubbed all the essential things which one would look in an Investment scheme before investing. By clubbing all the things they formed Pancard Club Investment Scheme.

Cowessess wayna writes about traveling and Budget hotels with premium services of Panoramic Universal Ltd
she focuses on holidays/vacation rentals with savings.

SOURCE : http://goarticles.com/article/Positive-approach-illustrated-with-Panoramic-Universal-Ltd/5486681/

Sterling dips against dollar following mixed UK data

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Spread betting provider City Index takes a look at the financial activity shaping the markets on 11th October 2011.
Sterling (GBP) has dipped against the US dollar (USD) this morning (October 11th), following reaction to mixed data on UK economic output.

At 11:42 BST, Bloomberg noted that GBP had fallen to trade at $1.5632 - a drop of 0.2275 per cent.

The fall came against the backdrop of reaction to UK output data for August that showed industrial output up 0.2 per cent but manufacturing output also down 0.3 per cent.

This latest drop has also been influenced by yesterday's markets, which saw the pound trading at $1.5689, the highest rate for nearly two weeks and ample reason for investors to sell.

Despite this, the economic data and recent round of quantitative easing left many investors uncertain over current monetary policy in the UK.

Danske Markets chief analyst John Hydeskov expressed his concerns in the wake of the output data, during an interview with Reuters.

"The data was a mixed bag…overall the trend is still for lower production and that should really not benefit the pound," he said.

Elsewhere, the Euro was trading at 87.05 pence flat against the pound.

See how you can trade CFDs with City Index.
Spread betting and CFDs are leveraged products which can result in losses greater than your initial deposit. Ensure you fully understand the risks.
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* Spread betting and CFD trading are exempt from UK stamp duty. Spread betting is also exempt from UK Capital Gains Tax. However, tax laws are subject to change and depend on individual circumstances. Please seek independent advice if necessary.
About City Index:
Today more and more individual traders are discovering the benefits of derivatives, and many of them are discovering them through a City Index trading platform.
As a group, we transact in excess of 1.5 million trades every month for individuals in over 50 countries worldwide. We provide access to a wide range of instruments including margined foreign exchange, CFD trading and, in the UK, financial spread betting.
We constantly look to widen the range of assets we offer, improve the performance of our platforms and expand the range of services we provide. The result is that our customers benefit from innovative trading tools with transparent pricing, competitive spreads, and a high standard of customer service and support. Visit http://www.cityindex.co.uk/ for more information

SOURCE : http://goarticles.com/article/Sterling-dips-against-dollar-following-mixed-UK-data/5489817/

Fraud Case Against Panoramic Universal Ltd.

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AppId is over the quota

I was a keen observer right from my school days. I search for maximum information about anything that comes across me. Be it a book, motor cycle, grocery items or any company. I didn't know that such behaviour of my will be irritating for some one. It happened when one of my friends came to me and said that he is planning to purchase a air conditioner from a company. I searched for it online and found all relevant information about the company's AC. Many of those were negative comments which I showed it to my friend. He felt frustrated as he had already booked the air conditioner. I thought of sharing it with him which backfired leaving him completely irritating.
It was after this incident I thought never to share directly with people such things. Its better I start writing and pasting it online. The reason I'm writing this article was coz I wanted to share such things about an investment scheme. Investment schemes can drive you crazy both ways. If it gives you more than you expected then it is good one and if the same scheme gave u less or at least what you expected then the scheme is not worth investing. I found a scheme with benefits everyone would like to have and there is no expectations about the returns. Yes, you read it right, investment without expecting returns. I'm talking about Pancard club investment scheme from Panoramic Universal Ltd. The company floated the scheme around 1996 but was caught in controversy because of some fraud complaints. Yes, I say fraud complaints because of two reasons. One, the company has not yet been legally prosecuted. Second, the member who complained against the company didn't wait enough to know the result of the law-suit filed against the company.
The company is still running this scheme where people are investing and enjoying its benefits. The schemes are all about investing your amount with the company and attain certain rights to enjoy your accommodations at their hotels for free. One could argue why spend and stay in hotel without any reason. The reason is that on your holidays you tend to book hotels which will be more costly as the years go by. By investing in Pancard Club investment scheme of Panoramic Universal Ltd. you can enjoy your holidays without spending any additional rupee on accommodation. Now, you know how beneficial the scheme is for you. The company has been building hotels and resorts at various tourist places. They have their hotels in Goa, Karnala, Thane, Pune, Mysore, Shirdi, Kerala and Malvan.
Panoramic Universal Ltd. has hotels in USA and New-Zealand too. They have not included these hotels in to these schemes. The company uses the Investment amount from the members to construct more hotels and resorts at many more places. They are also providing their members benefits like life insurance, medi-claim and accidental death insurance policy. They also provide certain discount coupons for their members for the other products developed by them.

Cowessess wayna writes about traveling and Budget hotels with premium services of Panoramic Universal Ltd
she focuses on holidays/vacation rentals with savings.

SOURCE : http://goarticles.com/article/Fraud-Case-Against-Panoramic-Universal-Ltd/5486640/

Alternatives on Personal Investments

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Where exactly can an individual invest safely? If there is one thing that is constant in stock market, it is its constantly changing value. An alternative investment is that type of investment that is not one of the traditional types of assets namely cash, bonds and stocks. They are subject to less regulation and their returns. They also have less opportunity in terms of publishing performance data that is verifiable, or advertise to potential investors. So if you want to invest into something, physical investments are a good way to drop your money. Here are some of the alternatives you can choose from:

1. Farmland Investment

Food is one of the human basic needs. All beings need foods and therefore it requires them to purchase it at varying prices. These foods are mainly acquired from the farmlands, thus, rising the price per acre of farmlands. Profit can be clearly claimed from this land as long as it provides the necessities of human needs, specifically the food that people eat.

2. Woodland Investment

Woods are the main product of this entity. Woods, as we all know really serves an essential purpose to the economy. A lot of raw materials are made from this material like papers, cloth, furniture, etc. These are all material needs of humans which its absence will make it hard to live; therefore continuous supply of such materials will be highly consumed.

3. Overseas Real Estate

Real Estate is indeed a growing economy. All people have a dream to have a land and home of their own. Who wouldn't want to enjoy the luxury of your blood and sweat? But, investing in real estate does not necessarily imply that the investor is supposed to live in the land he invested in. He can also purchase land from overseas, where the economy is well developed. Now, why should it be in a developed country? For the simple reason that interest rates will be higher, thus, profit from this investment will be equally high.

4. Fine Wine

Now, for a fresher perspective, vintage fine wines may be considered as an investment. Wine, as we all know, will gain its richer taste as it ages. Also, it also become rarer due to its long term storage, making its price higher, thus, profit to be generated will also be greater.

5. Palladium

In the 21st century, investors have begun to see the long term potential in palladium as its demands increases. Palladium has been widely used as a substitute to gold and silver, which has been considered for the longest time as the most precious metals. Jewelry shops, nowadays, prefers palladium as a substitute to platinum and white gold as the material for wedding and engagement rings.

Whatever alternative investment you are going to pursue, you must always take precautions and carefully assess what you are getting yourself into. Short term and long term effect of an investment should be reviewed. Benefits and costs of the investment should also be weighed in and justified to be able to pick what is the best field or alternative to invest your finances. An investor must choose the alternative that has the greatest benefit, which in long term may provide you financial stability.

SOURCE : http://goarticles.com/article/Alternatives-on-Personal-Investments/5490507/

The Road to Finance Absolute Wealth

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Humans, by nature generally tend to exhaust all their energy to reach their goals, to attain something. As a personal investor, the objective of each one is to generate profit. Gaining profit will promote the individualism of an investor. This will define the financial stability and reliability of the investor. But how are you going to reach this point? How are you going to attain success in your personal investments? The road is very tricky and a lot of hardships may be encountered but if you keep in mind the salient points that one needs to be able to be successful in his or her chosen field of investment, be it in bonds or commodities, then survival is likely to be achieved.

Getting Started
The first step is always the most crucial step. Just like when you are writing an article, the first sentence will always be the hardest to write. In planning on investment, you need to take that first step. You need to determine what are your goals and objectives. In doing so, everything shall follow. A plan must be conceptualized to see the big picture of what you are going to do.

Market Investigation
You need to know what is in and what is not. What investment type clicks? Is it a restaurant, a bar or a company share? You need to know where will be the best place to place your money and where will you get the highest profit possible. Remember that if you choose something that will not work out, you are only going to hurt your finances.

Know Who You Are
Nobody knows your potential except you. You need to know yourself, your interests and what you can do that may help you in your investment plan. A person who invests in something that he or she understands will definitely be enthusiastic with the business that he or she is going to invest in. For example, it's hard to invest in a bar when you do not like drinking liquor. If you cannot understand or if you do not like something, then you should not invest in it. Aside from this, you also need to assess your personality type. Are you adventurous enough to take high risks or are you more on the careful side? Determining this will lead you to the right path for your investment plan.

Find the Right Strategy
After determining your resources, potential, the market and other factors that you need, you now have to decide the path you should take. Other entrepreneurs put an amount to different assets. They diversify. By doing so, they minimize the risk for bankruptcy. If one investment fails, he or she will still have other investments to get profit from. On the contrary, other investors utilize the second strategy, wherein he or she puts all his or her investments in just one asset and watches it carefully. This is indeed risky, but if you have the capability to do so, then why not? Just take proper precautions and analysis of what asset you are investing in. Make sure that it will really yield you positive results.

Welcome Learning
Learning to be successful is a gradual process. As your experience increases, judgment and decision making improve. As an investor in a very unstable world, one must always adapt to the situations and learning must always be welcomed.

In investing, these are steps that you should never ignore. Listed here may be categorized as the preliminary steps that you should take carefully if you want to be successful in your investments. The world of investment is very unstable. Nothing is certain, one minute the stock shares are high, the next one, it drops, therefore, you should always watch out for signs of weakness. The road to your finance absolute wealth is very tricky. That's why one must always be cautious and always look back to these five steps as your guide in your investment plans.

SOURCE : http://goarticles.com/article/The-Road-to-Finance-Absolute-Wealth/5490537/

Personal Investment: Leading you to Financial Freedom

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Investment is a not just a noun; it is a skill. One must need to hone this skill to be better at it. Being a good investor will then lead you to financial freedom. It is that point in time where you no longer strive hard just to gain profit. You no longer lay awake at night just to think what you should do to make money. But how will you reach this level? Here are steps towards that goal of financial freedom:

Saving

This is the preliminary stage, wherein a person works hard and saves up money. The thinking of this person should be saving up money to invest into something which shall eventually lead him or her to financial freedom. This stage happens normally for professionals in their 20's, therefore the energy and stamina of these people are very high, which enables them to work hard.

Investing

After saving up enough money, individuals who strive hard for financial stability will likely invest their finances into something worthy. Having an investment personal will be your most crucial stepping stone into reaching everybody's role: financial stability. Being an apprentice in this field, one must always explore things and welcome learning. It is indeed true in this situation that experience will always be the best teacher. He or she must be able to develop skills in determining what investment should he or she takes. This can be learned through experiences with different risk levels of investments.

Generating Profit

Now that investments are made, it is now necessary for that person to generate profit. Profit is the goal of people in their middle adulthood. They never stop in accumulating money for the reason that they are saving it up for their retirement plan. They always optimize and maximize the return of their savings and investments. An important aspect that must be remembered here is that a person must earn more and desire less. Buy only things that you need; do not drain your pockets just to buy something which is not a necessity.

Preservation of Wealth

Being successful in attempts to generate profit will eventually lead you to the list of successful entrepreneurs. That person is now stable financially therefore; focus now shifts from profit to preservation of wealth. He already has enough and now his goal is to protect it from invaders. That person will now engage his finances into something less risky yet stable. Passive source of income is now the source of additional wealth for that person. Most people nowadays rely on real estate as their passive source of income.

Retirement

Being self sufficient, you now attained the level of financial freedom. You no longer worry about the financial matters of your investments. You have enough already and is now ready for your retirement. The legacy and wealth built will now be passed on to the next generation, probably the child of yours. Your only worry will be what you should do to be able to enjoy the fruits of your success.

SOURCE : http://goarticles.com/article/Personal-Investment-Leading-you-to-Financial-Freedom/5490549/

Spread Betting News - FTSE closes at new 5 week high as resource and bank shares lead charge ?EUR" Resistance levels near

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Joshua Raymond, Chief Market Strategist, at City Index, provides insight into the market activity that shaped spread betting and CFD trading on 10th October 2011:
"The FTSE 100 closed at its highest level in the last five weeks, briefly breaking back above the 5400 level in the process, as traders took confidence from the bailout of troubled Franco-Belgian bank Dexia and the pledge by Angela Merkel and Nicolas Sarkozy last night to provide sustainable solutions to the euro zone problems by the end of the month.

The FTSE 100 had been sitting on gains of around 0.8% thanks to a strong mornings performance by mining and energy firms, but it was the start of the US session, where the Dow Jones and S+P both opened to gains of 2%, which helped to spark a second wind to today's UK stock rally, helping the FTSE 100 to trade above 5400 before some late profit taking forced the UK Index to close at 5399.

Most of the second wind rally in today's markets was dictated by increased demand from investors for banking stocks such as Schroders and insurers such as Prudential, who both traded near the top of the FTSE 100 leader board as a result.

Investor confidence has increased somewhat from the fact that France, Belgium and Luxembourg came together to bail out troubled bank Dexia. Whilst it is hoped this act will not need to be repeated elsewhere, investors are taking some muted confidence from the fact that leaders have shown an appetite to protect banks through liquidity support in times of trouble. Moreover, with Merkel and Sarkozy pledging to create a united plan to recapitalise banks, there are tentative suggestions that perhaps Europe's leaders may be getting their act together.

That said, investors have heard strong rhetoric and seen little substance all too often before and so we have also seen some degrees of apprehension to continue buying into a market that has essentially rallied 10% since last Tuesday. Are there many investors out there willing to gamble that euro zone leaders may announce credible and sustainable solutions before they see the proof within the pudding? Considering the fact that many investors remain highly sensitive to both news and data, perhaps not and if so, one questions whether the FTSE 100 has enough firepower to break through resistance levels on the horizon.

The FTSE 100 is now trading near key technical resistance levels to which has triggered previous bearish swings. This is the fourth attempt made by the FTSE 100 to break through key resistance at the 5450 level since early August and another failure at this level could convince investors to downsize risk further in a case of history repeating."|

About City Index:

Today more and more individual traders are discovering the benefits of derivatives, and many of them are discovering them through a City Index trading platform.

As a group, we transact in excess of 1.5 million trades every month for individuals in over 50 countries worldwide. We provide access to a wide range of instruments including margined foreign exchange, CFD trading (http://www.cityindex.co.uk/cfd-trading/) and, in the UK, financial spread betting (http://www.cityindex.co.uk/spread-betting/).

We constantly look to widen the range of assets we offer, improve the performance of our platforms and expand the range of services we provide. The result is that our customers benefit from innovative trading tools with transparent pricing, competitive spreads, and a high standard of customer service and support. For more information, visit http://www.cityindex.co.uk/.

SOURCE : http://goarticles.com/article/Spread-Betting-News-FTSE-closes-at-new-5-week-high-as-resource-and-bank-shares-lead-charge-Resistance-levels-near/5484150/

Beginning Stock Market Trading Secrets Revealed

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The idea of beginning stock market trading is beyond the bandwidth of the average person, or at least it used to be. These days beginners by the hundreds are discovering new and simple ways to participate in financial markets and make money doing so. Here's how thousands of people have discovered the beginning stock market trading doesn't take a lot of money or fancy degrees to understand.

No Longer Feeling Squeezed Out by Needing Large Capital Stakes
Once of the principal barriers to new investors was the need to start out with a large investment stake. Many brokers would allow new clients to open small accounts with regular weekly or monthly deposits, but rarely did those accounts ever accumulate enough capital to make meaningful trades that made money. These days however a new generation of investors has discovered that starting out with as little as $200 (once considered a minimum monthly deposit) is enough to trade and earn an extra income on without more than one or two additional deposits.

Simplistic Investments Lift the Fog for New Traders
Another way that brokers used to either take advantage of or otherwise exclude new traders from making smart trades was via complex language and rules. These days that has changed dramatically - with a modest understanding of basic options trading terms the more profitable world of option trading, or more specifically - binary options trading. By cutting out all the unnecessarily complicated lingo many new and profitable markets have opened up to investors looking for simplicity.

Beginning Stock Market Trading Simply and Cheaply
The way new traders are beginning stock market trading easily and cheaply is via binary options. These simple investments allow beginners to trade with tiny investment amounts yet still make money doing so. While it is hard to imagine profitable investment dollar amounts today that yesterday wouldn't even cover commissions and fees, these tiny profitable investments are still happening every day. The number one reason trades are profitable is because there are no commissions or fees for trades. Beginning stock market trading in a low cost environment is one of the two major secrets new traders are discovering.

The other secret for beginners is the simplicity of trades. Making an investment used to mean figuring out when to buy, when to hold, and when to sell. The problem for average people was they didn't have the bandwidth to focus on their investments continuously. It was hard enough to figure out when to buy, and by the time they figured out it was time to sell... many times it was too late. Now with an advanced and simplified form of investing the selling happens automatically. The beginner trader need only focus on when to buy and figure out which direction the market will move. Beginning stock market trading profitably has never been more accessible to novices.

SOURCE : http://goarticles.com/article/Beginning-Stock-Market-Trading-Secrets-Revealed/5483973/

FTSE 100 enjoys slight return following eurozone debt talks

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Spread betting provider City Index takes a look at the financial activity shaping the markets on 10th October 2011.
The FTSE 100 rose slightly this Monday (October 10th), following renewed optimism surrounding the eurozone.

Morning traders were prompted by yesterday's talks between German chancellor Angela Merkel and French leader Nicholas Sarkozy, which resulted in an agreement on a "long-lasting, complete package" for solving the current debt crisis.

This news was followed this morning by a slight rise in the FTSE 100, which was up by 0.29 per cent as of 9:26 BST with trading at 5318.76.

Oil companies were among the risers, with British Petroleum up 1.88 per cent, Premier Oil increasing by 2.83 per cent and Enquest Oil Exploration seeing a 4.76 per cent rise.

Heritage Oil share prices also grew by 4.33 per cent following the company's purchase of a majority stake in the Libyan based Sahara Oil Services Holdings last week.

Other notable risers included private equity firm LMS Capital,share price grew by 8.77 per cent and Sporting Bet, which rose by 5.46 per cent amid continuing talk of a takeover from Ladbrokes Group.

The Trinity Mirror Group was one of the biggest losers with a drop of 5.17 per cent, followed closely by recruitment company Michael Page who suffered a 5.03 per cent drop and the Yell Group, which fell by 4.62 per cent.

See the full range of spread betting and CFD trading markets at City Index.
Spread betting and CFDs are leveraged products which can result in losses greater than your initial deposit. Ensure you fully understand the risks.
Start spread betting: http://www.cityindex.co.uk/spread-betting/start-spread-betting.aspx
Start CFD trading: http://www.cityindex.co.uk/cfd-trading/start-trading-cfds.aspx
* Spread betting and CFD trading are exempt from UK stamp duty. Spread betting is also exempt from UK Capital Gains Tax. However, tax laws are subject to change and depend on individual circumstances. Please seek independent advice if necessary.
About City Index:
Today more and more individual traders are discovering the benefits of derivatives, and many of them are discovering them through a City Index trading platform.
As a group, we transact in excess of 1.5 million trades every month for individuals in over 50 countries worldwide. We provide access to a wide range of instruments including margined foreign exchange, CFD trading and, in the UK, financial spread betting.
We constantly look to widen the range of assets we offer, improve the performance of our platforms and expand the range of services we provide. The result is that our customers benefit from innovative trading tools with transparent pricing, competitive spreads, and a high standard of customer service and support.

SOURCE : http://goarticles.com/article/FTSE-100-enjoys-slight-return-following-eurozone-debt-talks/5483572/

Profile of 4 Green and Renewable Energy Investors

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Profile of 4 Green and Renewable Energy Investors

Here are some more investment institutions that are active in the green & renewable energy sectors. More can be found on our website under news.

Zouk

Zouk is a well-known cleantech investment firm, which has participated in deals worldwide. It is one of Europe's biggest cleantech technology funds; it recently closed $300m capital raising, mainly for clean-tech fund and also prepares for infrastructure fund.

The infrastructure fund operates differently from their cleantech fund, which focuses in technology innovations & applications.

The infrastructure fund is for funding energy infrastructure such as solar, smartgrid, wind power and other renewable energy projects.

AsiaVest Partners

AsiaVest Partners is a leading venture capital firm with US$980 million under management from global institutional investors.

The firm has invested over US$750 million in more than 120 companies throughout the United States and the Greater China region. The fund current focus sectors include technology, telecommunications, healthcare and cleantech.

AsiaVest Partners is one of the very first Asian investors that have been investing in international markets, green technology is a relatively new sector it invests. Currently, this includes Lattice Power, which develops LED components using Silicon, Solargigia, a solar wafer manufacturer and Bei Jing Lepro Seva, which manufacturers electricity saving equipment for heavy industries.

Denham Capital

Texas based Denham Capital invests in both traditional oil & gas and renewable energy sectors. Denham's Energy Infrastructure team focuses on transportation, distribution, processing, storage, and terminal operations within the energy and commodities value chains.

This includes traditional midstream assets (pipelines, processing, and storage), liquefied natural gas, fuel preparation, transportation, storage, oil field services, biofuels, biochemicals, gasification, and petrochemicals, as well as various other areas where the investment team has significant experience.

Denham's Power & Renewables team focuses on opportunities in traditional power generation, renewables, waste-to-energy, energy efficiency, combined heat and power, district heating and cooling, transmission and distribution, and other power-related investment opportunities.

Renewable energy including biofuels has been one of Denham Capital's key investment focuses in the recent years.

Annapolis Capital Ltd.

Founded in 2006, Annapolis Capital is a long-term investor of growth capital in the Canadian energy sector.

From its head office in Calgary, it has $146 million of invested capital currently under management has been committed by a supportive institutional and high net worth individual investor base, with 10% of that capital invested by Annapolis' principals and their families.

Annapolis targets investments in start-up and early stage exploration & production companies, primarily in the private domain. These energy investments include both traditional and renewable energy sectors. In terms of renewable energy projects, it looks at companies such as geothermal or other alternative fuel projects.

For more information about investors in greentech & renewable energy sectors, please check out our Global Green Investors Guide on http://researchwhitepaper.com

Thomas has been a research analyst and fund manager for over 10 years before he started ResearchWhitepaper and Money Cat Consulting. He had worked previously as senior research analyst with General & Cologne Reinsurance (part of the Berkshire Hathaway Group), Senior Research Manager with Hudson Securities specialized in IT, Telecommunications and Biotechnology. Senior Strategy Manager with Global Switch, one of the world's largest Internet Data Center companies, research manager with private equity group China Century Capital also consumer marketing specialist with American Express.
He is the author of multiple e-books and research reports both available in English and Chinese. Thomas has worked in US, Australia, UK and Hong Kong.

SOURCE : http://goarticles.com/article/Profile-of-4-Green-and-Renewable-Energy-Investors/5483055/

European stocks stable after Portuguese banks face ratings cuts

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Spread betting provider City Index takes a look at the financial activity shaping the markets on 7th October 2011.
Stocks trading on European exchanges appear to have remained fairly stable this morning (October 7th) following the latest ratings cuts from Moody's.

The ratings agency revealed that nine banks have seen their debt and deposit ratings slashed by one or two notches.

Six of this group have also seen their standalone ratings downgraded. And apart from Banco Portugues de Negocios, all have a negative outlook placed upon them.

Despite such news, stock indices in Europe do not appear to have reacted badly, with the FTSE 100 enjoying a 0.22 per cent lift as of 09:20 BST.

It was joined by the German DAX, which had increased by 0.45 per cent, followed by the French CAC-40, which had advanced by 0.37 per cent ten minutes later.

The six banks that saw a double downgrade are Banco Santander Totta, Banco Comercial Portugues, Caixa Geral de Depositos, Banco Espirito Santo, Caixa Economica Montepio Geral and Banco BPI.

Moody's said one of the reasons for the downgrades was because of the "increased asset risk as a direct consequence of the banks' holdings of Portuguese government debt and the sovereign's downgraded rating".

See the full range of spread betting and CFD trading markets at City Index
Spread betting and CFDs are leveraged products which can result in losses greater than your initial deposit. Ensure you fully understand the risks.
Start spread betting: http://www.cityindex.co.uk/spread-betting/start-spread-betting.aspx
Start CFD trading: http://www.cityindex.co.uk/cfd-trading/start-trading-cfds.aspx
* Spread betting and CFD trading are exempt from UK stamp duty. Spread betting is also exempt from UK Capital Gains Tax. However, tax laws are subject to change and depend on individual circumstances. Please seek independent advice if necessary.
About City Index:
Today more and more individual traders are discovering the benefits of derivatives, and many of them are discovering them through a City Index trading platform.
As a group, we transact in excess of 1.5 million trades every month for individuals in over 50 countries worldwide. We provide access to a wide range of instruments including margined foreign exchange, CFD trading and, in the UK, financial spread betting.
We constantly look to widen the range of assets we offer, improve the performance of our platforms and expand the range of services we provide. The result is that our customers benefit from innovative trading tools with transparent pricing, competitive spreads, and a high standard of customer service and support. Visit http://www.cityindex.co.uk/ for more information.

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The Commercial Real Estate Loans You did not Believe Existed

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Bridge loans are short term commercial real estate loans which are used as a temporary or even emergency monetary mechanism. These are in massive demand right now because of the reality that numerous organizations and commercial property owners have been unable to refinance their present commercial mortgage with another one. In such a case a bridge loan helps these businesses by providing the funds with out any obligation of making full payments meanwhile.

Note purchase financing is really a method to obtain the note of a piece of real estate as opposed to purchasing the property itself. The person living within the house puts cash into your bank account by merely paying their mortgage. Most investors do not have the capital obtainable to purchase huge amounts of debt, but with note purchase financing they can make comparatively safe investments in other's property.

Clopton Capital offers widespread varieties of commercial real estate funding options like commercial mortgages and you might discover that this is fairly opposite to the article title. The reason to mention them is that if your company is fairly conventional and your credit worthiness is exceptional, this may possibly nonetheless be your greatest funding mechanism. Financing a typical piece of property or business shouldn't call for a high risk or 'alternative' real estate loan at all.

Mezzanine funding is comparable to a second mortgage, the main distinction is that mezzanine loans are secured by a fraction of ownership of the project, as opposed to the property. In the case of mezzanine financing it is some thing like a second mortgage, the major distinction it offers is, the loan is somehow secured by a part of ownership which is contrary to a typical loan. If the principal becomes a defaulter, the mezzanine investor can foreclose on the stock inside a few weeks.

It is similar to gas station loans. It is nonetheless un-familiar inside the financing community and is specially created to invest in the improvement or construction of gas stations. Gas stations aren't the sort of investment that most banks are considering because of the immense liability that comes with owning a gas station as well as the possibility that in decades to come gas stations could possibly be rendered obsolete by new energy technology. One other factor behind this is you will find already so many gas stations operating in the marketplace. In case we experienced far fewer gas stations then there would be more massive revenues to earn from each station. With a much more gas stations in operation will just divide the limited profit to all the company owners.

Construction loans are also somewhat self-explanatory but are noteworthy simply because they're among the hardest types of commercial real estate loans to get. Clopton Capital prides itself on being among the few places that still entertain a construction loan in this commercial lending environment. The demand for new commercial and dense residential property right now is less than adequate to warrant constructing more property. It really doesn't appear sensible that a commercial real estate investor ought to provide financing to any development firm for property that actually are not necessary.

You are able to pay a visit to CloptonCapital.com today, in the event you call for further details on commercial real estate loans you can reach them at 866.647.1650.

SOURCE : click here

Terence Wright Cartama

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Terence Wright Associates are dedicated to commercial property and land in the UK and abroad and are a renowned independent land and property company. For many years the company has based their success on the fact that they are able to find their clients not only the right product but also a product at the right price.

Typical clients at Terence Wright Associates include private investors as well as Independent Financial Advisors who are interested in an above average return available through safe property and land ownership. The company takes pride in making sure that each product is thoroughly researched and ensures that they are approved by numerous pension companies for inclusion in to a SIPP scheme.

Private individuals looking for high returns on their savings or pensions will find that commercial land and property is a good choice for them.

Terence Wright Spain understands that it is essential for clients to have a good knowledge of the products and therefore invite their client to come and have a look.

Terry Wright Spain offer their service and loyalty to their clients and are able to provide a team of professionals, a range and quality of services, constant attention to detail and in depth local knowledge to ensure that your interests are safe.

Before making any decisions, clients at Terence Wright will always receive a recommendation to seek independent financial advice from a financial services authority and a regulated Independent Financial Adviser.

Terence Wright Associates is an independent broker which is dedicated in finding their clients secure products in commercial property and land. All of their products are able to provide security with returns of between 8-12% per annum. Every product they carry is approved by the H.M.R.C (Her Majesties Revenue and Customs) for inclusion in to a SIPP (self invested personal pension) scheme and all of them include capital guarantees.

There is a broad range of clients that Terry Wright deals with which range from I.F.A.s looking for greater secure returns for their clients to private individuals who are searching for an income from property and land. All of the products available at Terence Wright have been thoroughly researched and approved by numerous SIPP pension companies as a good investment choice for those clients who wish to obtain higher returns from their pensions and savings. Terence Wright recommends that you ask your Independent financial adviser to contact them if you would like to receive more details.

The products at Terry Wright Associates are able to give their clients the freehold title of the land and guaranteed returns of between 8-12% per annum. There are many advantages to be had in commercial land and property in comparison to the stock market.

The company has many clients who have personally purchased land, both at home and around the world, with great success. With their many years of experience they are able to provide clients with the guidance and knowledge that you need to make your property or land purchase a success.

Terence Wright Associates in Cartama can find you the best land opportunities available using the economies of scale that a multi-million pound turnover attracts and they are able to offer you the opportunity to purchase with low levels of capital thus enabling you to achieve excellent returns on your purchase.

All of the products are presented to the pensions industry in the United Kingdom for their approval. Although this is no guarantee, it does highlight the level of research and due diligence that all of their products undergo.

Terence Wright Associates believe it is important for their clients to have a good knowledge of the products which is why they invite you to go and have a look. We always advise that you talk to an independent financial adviser before you commit to any opportunity. Terence Wright will of course be more than pleased to facilitate you with the contact details of a regulated pension specialist in your area if you so wish.

The author of this article is Javier Romero Gonzalez who specialises in writing articles on commercial land and property which features Terence Wright Spain which contains detailed information on Terence Wright Cartama and also Terry Wright Spain

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Introduction to Stock Market Investment Strategies

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You'll find several stock market investment strategies. Individuals who opt the strategy are according to how much they make investments, their risk tolerance & how they imagine the stock market behaves. Though no individual tactic can assure win for the investor, it is clever to own one in place before you start buying and also selling stocks. The 3 simplest strategies to make investments in market are purchase-and also-hold, fundamental and also technical analysis. Traders can utilize a system or the combination.

A system is generally known as buy-and-hold or else the index method. This method is for a person who is looking for long term growth with little risk. The buy-and-hold following the theory that, while you will have variations in the short term, stock costs might rose in long-term. Along with being low risk, those methods have other advantages. Taxes as well as stock trading commissions were decreased for investors who hold stocks over a long time instead of selling them. So many investors use a diversified investment portfolio of the index stocks even when they employ other tactics. That diversified investment portfolio may seem like S&P 500.

One of the major stock market investment strategies known as fundamental analysis. This method analyzes the value of the company and also its stock. That investment tactic takes time but it is quite straightforward. Someone who employs this process seeks to buy stocks whose price is below their perceived price is. They will also sell or short stocks with the overpriced price. Investors using this method to look at several aspects to determine the intrinsic value of stocks. They deal with a firm's predicted future dividends as well as earnings and also the probability that the firm may still grow at the certain rate. To make their predictions, fundamental analysis investors might consider the SEC filings for financial statements of the company, current business trends & economic conditions.

Technical analysis is another basic stock market investment strategy. Unlike the fundamental analysis system, it concentrates on predicting stock market trends rather than to analyze a specific firm. Investors who utilize this method to study things such as stocks past prices. This approach can be used for individual stocks or else the market as a whole. These investors seek trends & patterns of the historic that can be utilized to predict future results.

Although there are more stock market investment strategies, they are typically determined by fundamental analysis or else technical analysis. Whatever theory that investors stick with the most, utilizing a diversified method to help ensure the portfolio's growth.

If you are feeling anxious and nervous about investing your money in the Stock Market, then I suggest you to learn different stock investment strategies which help you to make profits in both Bull and Bear market. Subscribe to Free Weekly Wealth Letter and learn the proven stock investment strategies which help you to make profits in both Bull and Bear market.

SOURCE : click here

Stock Market Strategies for Beginner Investing

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Stock market investing secrets are the dime the dozen. And sort of a stock market tactic is easily one offers the foremost common and also varied as you meet. So many market strategies exist since every stock investor purchases utilizing a tactic which works on their behalf as an individual. Investment tip are only someone to inform others what stock shares seem to work for their own market strategy. There is no other approach to discover the method that market to get your own.

So called "guru" will give you investment tip, but the tips work more frequently they do not? Probably not, and since stock market strategies of "gurus" do not understand the most vital part: timing.

In terms of stock market strategies, the timing simply does not understand when to buy and when to sell the profit one of the most economically soothing outcomes. If you discover ways to invest stocks, then know that the timing is actually one of the most significant part. Because each stock market approach revolves around the old "purchase low sell high" ideology.

In fact, most of the typical market approaches are nothing over a way to determine if low prices & high costs take place (opposite if shorting). When you begin buying stock shares and when you feel time has come, when it reaches a point where it'll restore from, then you've in your hands a bit of stock market puzzle.

You must learn to purchase when it is comfortable to you so that you do not blindly purchase stock shares simply because another person tells you to do so. Blind opinions are inherently risky as they're human designed and so subject to inaccuracies. Chance of error is the main reason why you should never be guided investment suggestion of the finances. Take investment tip to be simply a suggestion that can be utilized as a funnel to lead to further due diligence.

When you know how you want to purchase low, then you only have to understand when to sell. The only investing advice I could ever invest back, is not to get greedy. When I feel I walk away, I do. So what if I miss the extra earnings? The profit is a gain. I wish I have a rather small gain as loss, all day.

As long as you can identify when you feel it's right to buy, and you may find out when it is you're comfortable choosing a gain or loss, then congratulations, you've your own personal stock market approach for investing. Follow that strategy and adjust as you go. It is what every expert investors do when they spit investing tip. If only one person had a reliable and repeatable which gained the return on the investment consistent, then everyone might be using it. No such strategy exists since every person is unique & requires its own tailor made stock market strategies.

Now do yourself strong as well as well-known investment advice which is only a reference for an investment you can exercise reasonable care while using your own systems to develop stock market strategies who work for people who begin investing.

If you are feeling anxious and nervous about investing your money in the Stock Market, then I suggest you to learn different stock investment strategies which help you to make profits in both Bull and Bear market. Subscribe to Free Weekly Wealth Letter and learn the proven stock investment strategies which help you to make profits in both Bull and Bear market.

SOURCE : click here

European stocks up on EC president comments

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Spread betting provider City Index takes a look at the financial activity shaping the markets on 6th October 2011.
Stocks across Europe have received a boost this morning (October 6th) following comments made by the European Commission's (EC) president Jose Barroso.

Policymakers are discussing ways to recapitalise banks in the region, he revealed, adding to a recent Financial Times report that claimed officials believe there is a sense of urgency to reassure the markets that monetary institutions can survive stormy European economic waters.

Speaking to the newspaper, Olli Rehn, European commissioner for economic affairs, said: "Capital positions of European banks must be reinforced to provide additional safety margins and thus reduce uncertainty."

As of 10:15 BST, the FTSE 100 had climbed by 1.63 per cent in London to regain its composure by trading above the important 5,000-point mark.

The German DAX had lifted by 2.16 per cent, while the French CAC-40 was up by 2.11 per cent ten minutes after.

Later today, the European Central Bank will reveal if any cuts or hikes have been made to central interest rates.

Find out how you can spread bet on the move with City Index.
Spread betting and CFDs are leveraged products which can result in losses greater than your initial deposit. Ensure you fully understand the risks.
Start spread betting: http://www.cityindex.co.uk/spread-betting/start-spread-betting.aspx
Start CFD trading: http://www.cityindex.co.uk/cfd-trading/start-trading-cfds.aspx
* Spread betting and CFD trading are exempt from UK stamp duty. Spread betting is also exempt from UK Capital Gains Tax. However, tax laws are subject to change and depend on individual circumstances. Please seek independent advice if necessary.
About City Index:
Today more and more individual traders are discovering the benefits of derivatives, and many of them are discovering them through a City Index trading platform.
As a group, we transact in excess of 1.5 million trades every month for individuals in over 50 countries worldwide. We provide access to a wide range of instruments including margined foreign exchange, CFD trading and, in the UK, financial spread betting.
We constantly look to widen the range of assets we offer, improve the performance of our platforms and expand the range of services we provide. The result is that our customers benefit from innovative trading tools with transparent pricing, competitive spreads, and a high standard of customer service and support.

SOURCE : click here

The Importance Of A Good Management Team When Investing In A Company

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I am regularly asked by clients and investors of the importance of company management. When deciding to invest in a company, out of all the attributes and qualities that we review, we first focus on how important are the people in charge. Secondly how do we measure this?

Some of the attributes and qualities that we look at when reviewing a share investment include: are debt levels under control? And, what is the growth potential? However, these review factors quickly become meaningless if there is not a strong and trustworthy leadership in place.

People in managerial positions have a tremendous impact on the success, or failure, of a business. Their vision, leadership and abilities all combine to determine the future of the business.

One such person, who is often singled out as a strong leader in New Zealand, is Don Braid from Mainfreight. The company's success is based around the unique culture among staff, which is demonstrated from the top, by management. Having a strong company vision and a focused strategy are both critical to business success.

So the answer is a resounding 'yes'. Quality management is crucial and is top of the list when deciding which companies belong in our clients' portfolios.

In answer to the second most popular question: how we measure this, is a lot harder to answer. Quantitative and financial review factors are easier to see and therefore measure - these can be put into spreadsheets with forecasts applied. Measuring intangible quality factors associated with management however, is much more difficult, yet arguably somewhat more important.

So what are some of the quality factors we look at in company leaders? These include:

- someone who is very focused on delivering shareholder returns
- someone who knows their businesses intimately
- someone who has a track record of success
- someone who can provide transparent and open communications with shareholders
- a disciplined, sensible approach to business growth

Many companies do not succeed because they take an overly aggressive approach to expanding, or by buying good assets but paying too much and getting the business into too much debt in the process. Large transformation decisions, such as strategic acquisitions are not bad, they just require some added scrutiny.

A lot of successful companies have management teams that have remained stable for a long period of time. While a new approach can often refresh a business, continuity is also critical. We look for managers who have been part of a company's team in charge for a reasonable length of time. Having an equally competent team is another important factor and a good manager will surround themselves with such a team. This is also a factor we look for. The alarm bells start to ring when there have been a lot of different executives.

We also look for management that has a history of doing what they say they will do, supported by financial forecasts with. It is additionally a good sign when a CEO and managerial team have invested their own money into the business. This not only demonstrates that their interests are aligned with their shareholders, but ensures that management shares the successes and failures with shareholders.

Investing in a company equals investing in the team in charge of running it. It doesn't matter how good the assets or prospects of a company are, it can fail to deliver if managed poorly.

This is a modified article from Cam Watson / Mark Lister. To read the complete article visit http://www.craigsip.com/. Craigs Investment Partners Limited (formerly ABN Amro Craigs.) is an NZX Firm that was established in 1984. It is one of New Zealand's largest and most established investment advisory firms.

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Are You Qualified to Manage your Own Stock Portfolio?

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With the ups and downs of the stock market today, choosing to use stock investments to secure your financial future can sound more risky than it's worth. Here's the thing. Stocks and bonds are, as they have always been, the most flexible and yes, stable way to make sure your funds are going to work for you instead of sitting around somewhere gathering dust on a daily basis.

Okay, so now you know that trading in the stock market has historically been the right thing to do. What about managing your stock trades yourself? Should you be in control or should your designated broker or financial consultant professional handle the situation?

The Benefits of Managing your Own Stock Trades are Obvious

I'm no financial professional by any means, but one thing I have learned about stocks and bonds is that I am frightened to death of entrusting all my money to a broker and having faith that he/she makes the right decisions with MY money to ensure the security of my financial future.

Putting your financial future in the hands of others is pure nonsense. It would be as if you rented a house but remained responsible for all of the repairs and maintenance that a house is prey to. You get to pay extreme rent for something you don't own and then get to pay to fix it's problems as well, and you don't even own it, so you can't rent it to someone else or sell it or get back any of the money you spent for improving the property - utter financial nonsense.

But I digress. Let's go back to the good news about managing your own stock trades. When you are in charge, you have control. It's up to you to allot your stocks, and to take advantage of opportunities as you see them. You will never wonder why your broker didn't jump at the stock that was obviously a winner and lost you a bundle.

And Yet...

It seems like there is always a qualifier. There are programs designed to enlighten novices about the inner workings of the stock market and without them you are lost in a sea of enigmas floundering about to try to comprehend the esoteric nature of stock trades on your own. This is not a problem to those who have a natural bent of how things work, but to the clueless among us, these programs are not very useful.

Before you take that plunge into management of your own finances, spend whatever time necessary to learn the mechanics of stock trading. Master the basics whether you or someone else is controlling your stock trades. Think about it. It can be just as much fun controlling your stock broker as it is controlling your investment funds.

Cameron have been in the investment game since 1986 and has draw his complete income form his portfolio since the early 1990s.

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Making Money in the Stock Market

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If you have ever tried to make money in the stock market, you may have failed. Don't feel bad, most people have. That's usually why folks tend to leave it to the professionals. The problem is that the professionals often do worse than the market in general and win or lose, they get a piece of your investments as their compensation for losing your money. What people don't know is how easy it is to pick stocks and make money in them. You just have to be dedicated to the process and follow a plan no matter what!

The concept is simple; buy low, sell high. Sure that sounds easy, but doing it is the problem. Most people buy a stock when its "hot" and sell it when it drops in price because they fear that it will lose them even more money. The opposite is what you want to do. First find a big solid company like Wal-Mart, Disney, Chase Bank, whatever; as long as its big. Then look at a chart of its price over the last 12 months. If it is low relative to the 12 months prior, then you buy. When the stock rises, look at the chart again and determine when it is high relative to the last 12 months. The best way to determine if it is "high" is if you wouldn't buy it if you were looking at it for the first time. Now what if it just keeps going down you ask? Most people would sell it to "cut their losses," but what about buying more? Its a big company isn't it? It's not going to go bankrupt then is it (it is possible, but very unlikely)? When you bought it before didn't you determine that it was "low"? Now its lower, so isn't it at a better price? If you were considering buying a house, would you buy it if they lowered the price or if they raised it? Why would the same idea not apply to stocks? The answer is that it would. Just think about that for a second. If the price of a house you were looking to buy went up, that would not make you want it more because it would cost more and you would have to gain that much more in equity to make money on it down the road. The same thing applies with stocks. You want to buy them as cheaply as possible so that when their value increases, you can sell them for an even greater profit. You almost can't lose with this strategy if you are willing to stick it out and keep investing no matter what your broke friends say. http://www.profitinthestockmarket.com

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What Are Carbon Credits?

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Dealing with the consequences of climate change has had a global impact. In 1990, 37 countries signed the Koyoto agreement. It was agreed that greenhouse gas emissions must be lowered by 5.2% of the amount produced in 1990. The target date set for this was 2012. Carbon credits have become a major part of the solution to the problem.

Reducing global carbon emissions was going to be expensive. In order to calculate the social and economic costs of reducing carbon emissions, it has been necessary for governments to employ value judgements and make moral decisions.
These moral decisions were made because the necessary reductions in carbon emissions posed a huge cost to many industries. The fairness involved in sharing the cost of lowering the carbon emissions was the primary consideration. Carbon credits were designed in order to deal with these issues and concerns.

The aim of these credits was to limit the growth of greenhouse gas production. It now costs money if a company exceeds its limit for greenhouse gas production. Carbon credits now play a vital role in helping national and international organisations to lower harmful greenhouse emissions.

Originally, carbon trading was designed to encourage industry and commercial businesses to develop more environmentally friendly production methods. The incentive was to cut emissions, and then trade any remaining credits. Companies who succeed in developing more environmentally friendly production methods will have a surplus of carbon credits available to trade.

The carbon emissions cap signifies the maximum greenhouse emissions permitted by each company. Each participating country enforces a cap on greenhouse gas production. This is now the agreed method for the reduction of greenhouse gas over time, to the safely agreed limit.
Those who continually exceed the emissions cap will need to buy more credits. Carbon offsetting occurs when a company likely to exceed the agreed threshold purchases credits in order to compensate for the extra contribution of carbon dioxide. These companies effectively increase the amount of emissions they can produce buy buying carbon credits to offset the problem.

Carbon credits now provide a means of currency for businesses or companies who are likely to exceed the permitted limit for greenhouse gas emissions. Companies can purchase carbon credits to lower their carbon footprint. A company's carbon footprint refers to its total emissions of greenhouse gases including carbon dioxide.

A carbon credit represents the value of 1 tonne of carbon dioxide, or greenhouse gases to the equivalent value (CO2e). Certificates or permits can now be traded through a broker, not unlike other commodities. There are a limited number of brokers permitted to do this.

The Carbon Trade Exchange provides a platform for the exchange of carbon credits. This works in much the same way as a stock exchange. Brokers can enable individual investors to start trading in carbon credits. This type of trading is part of the futures market and is growing more and more popular among private investors. This is due to the fact that it is relatively easy to start trading, with an initial small capital injection.

Carbon Expert enable our clients to purchase verified carbon credits and participate in an established globally recognised carbon trading platform.

We are among the leading brokers in emissions spot trading within the voluntary carbon credit market. http://www.carbon-expert.com/

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Looking to Invest in Property? Brazil Property Is a Great Investment to Consider!

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If you are looking to invest in property, Brazil is a great place to consider, especially the Cacao Coast area or the Discovery Coast area in the Bahia region. There are many great ways you can develop and improve on a Brazil property so it becomes one of the best places for tourists and vacationers who want a Bahia experience.

A Primer on Location

First off, you need to know why, if you are looking to invest in property, Brazil is a good place to start. The Cacao Coast is located in the southern part of Bahia, Brazil. It is a very popular local destination for both tourists and locals.

It's because in the Cacao Coast, there are amazing coconut groves that stretch for endless miles. There are also many cacao plantations, which are a delight for travelers (because of the many ways one can use cacao, as coffee, chocolate and others) and are great for investors. For leisurely folks, there are many great opportunities for walking, as well as horseback riding, in the beautiful forests and the amazing beaches. In fact, the Cacao Coast has 68 miles worth of beaches.

The Discovery Coast is another area in the Bahia region that offers great opportunities to invest in property. Brazil's Discovery Coast is a must-see for possible properties if you are a die-hard water enthusiast. The two most frequently engaged-in sports in this area are deep sea diving and surfing.

It is a popular destination even among celebrities, so don't forget to add that to the list of advantages of investing in a Bahia property. Brazil's Bahia has one more amazing selling point, however; The Discovery Coast is one place in the Bahia region where ecosystem protection is given high priority. Vacationers will love the local vibe brought about by the community in terms of preserving and beautifying their area.

What You Can Do

If you already have for yourself a property in Brazil in either Cacao Coast or Discovery Coast, congratulations! Make sure you take advantage of what the property has to offer for the benefit of your renters (if you choose to rent out your property).

Provide well-thought of maps for their explorations and travels, and make sure to point out some of the best places where they can get delicious and affordable food. Enlist the help of the locals in ensuring your renters have a great time while they're there.

A property in Brazil is not enough until you discover the little things you can do to make it even better than the others. In the world of property investment, the game is not about getting the biggest or the fanciest place in the location.

It is about offering the best amenities while still touching the hearts of the vacationers. Little things like these simple ideas to spruce up your vacation spot will do a lot. Before you know it, they will prefer to rent your place over the others in the same area.

Search over 550+ Brazil property listings for houses, apartments, land and development opportunities to make an astute Brazil real estate investment at Brazil Bahia Property.

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Search over 600+ Brazilian properties; houses, apartments, farms, land and development opportunities to make an informed Brazilian property investment. Brazil Bahia Property are the largest property agents in the Bahia region and cover all areas of the Brazilian property market.

This article comes with reprint rights. Feel free to reprint and distribute as you like. All that we ask is that you do not make any changes, that this resource text is included, and that the link above is intact.

SOURCE : click here